I think that Dickie has some good point and should not be ignored he does notnot have all the answeres and niether does anyone else on this thread instead of pointing fingers because it does not fit your agenda there are examples all over where there are people and groups helping the poor to achive home owner ship . Here in Jersey where I live Martin House has rehabilated over 50 houses for home ownership it works with banks and corpoations to provide no interest loans. And the work with the people to help bring that about. It only works for some people but it has to be a thing they want

Go ahead ask me more

Kipp

PS there is no need for the combative tone to this thread I would like to make the guess that none of us are children are we?