Dianava
Kipp - Sorry if I misunderstood when you said, "There may be other that think it wrong but we do not live in an oligargy."

I don't believe in usury but I probly would not lend any money to just anyone either I would think that I would get paid back, That is unless it was a gift. I think a good place to start is that I would expect from other's what they should expect from me.
Kipp