Ummm - I think you'll find that this scheme is not a "UK" one, but an "England" one. Wales certainly has a different system so I guess N. Ireland and Scotland do as well.

I agree with Villan re: the difficulties of a 9 month payback and don't see too many low income families (as per target groups) being enticed.

Arts Council for Wales was (and possibly still is) offering an interest-free scheme for buying visual art and I think you could pay back over/up to 2 years.

Good start, though.

sian