Are your houses big enough to run the circle at home? That's what we do and what most of the circles we go to do. Most move around from house to house. Ours has stayed in our house. You can have people bring snacks, so there does not need to be much money involved. We also have occasional house concerts - we just give the performer the gate, having warned them that it won't be much and generally get performers between other gigs in neighboring cities (it helps to be between NYC and Phily). So, again, there really doesn't have to be money involved.

If you do want/need to have a fund, either put it in one person's account who you trust or write up a group set of bylaws with officers - not a terribly big deal.

Good luck and let me know when it is ready, so I can put it on the permathread. Where are you, Puzzled?