Reading through , I am left with the impression that in the 'Land of Opportunity/Land of the Free' , it is impossible to open a bank account for a Non Profit local Club or Society , without a lot of red tape and hassle . Here in UK we have NO difficulty opening a cheque account for a Folk Club , though not , as far as I know , with a credit card facility . We had registered signatories for Uxbridge , of which two had to sign cheques , purely as a safeguard as it was not OUR money , but was the Club Members money .
Surely if an old fashioned country like U K can do this , it must be possible in the USA !