ya either have time, or money, as an unemployed mate of mine said years ago, it's great to have the time to do things, but living below the poverty line is not on.

Personally I prefer retirement - with time, & enough money to do extravagant things like buying a new stove & freezer. Now all I have to do get get an electrician who actually returns my calls. I want my new stove, I'm tired of being able to pick my hard 'boiled' eggs out of the 'boiling' water with my bare fingers!

sandra