Okay, we hear about the Northern Rock Building Society (or is it a Bank?) being in some kind of financial straits and being "bailed out" by a loan from the Bank of England. My questions arise from this. If a Bank or similar institution does go bust, do those people who have savings with it, or pension schemes dependent upon it, lose everything, or a proportion of what they had/ought to get? I think there have been some cases of this happening. Now, what about the other side of the coin; the people who have been lent money by such an institution. If it goes bust, what about the money they owe? Are they still followed up for it, or do they manage to get out of their obligations in the same way as the Bank would with (see above)? I'll bet they are followed up; other money-making concerns will seek out such debtors, rather like a Heavy "buying the debt" from a small-time loan shark. Any observartions?