An anonymous guest posted these. They're worthwhile information, but they were deleted because they were posted anonymously.
-Joe Offer-

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Emigrant Account Disclosure Statement:
https://www.emigrantdirect.com/EmigrantDirectWeb/information/consumer/AccountDisclosures.jsp

Here is a compound interest calculator. Compounding 1,000. monthly for a year at 5.% realizes 1,051 and some change in a year.( If I did it correctly)

http://www.moneychimp.com/calculator/compound_interest_calculator.htm