JohninKansas- Thanks for your help.
Office Home+Student 2007 has my needs, but will it work with XP Professional? XP recommended to me because some have not installed Vista. I don't see publishing in the near future. Any help appreciated.

Prices are for Office added to Dell's Vostro desktop:
2007 Office Basic Office Small Business Professional Home+Student
Excel       Excel          Excel       Excel       Excel   
Word          +               +            +            +   
Outlook       +               +            +            +
PowerPoint    -               +            +            +   
Publisher    -               +            +            -   
Business,    -               +            +            -    Contact Mgr.                                                                           
OneNote- in Home + Student only
          + $150            +$330       +$490          +$179