I have Public Liability Insurance as a craft worker which covers me for craft fairs where I'm selling my wares and our Folk Club is a member of EFDSS so that we are covered for our own events and our festival. However, all of these performers are going to be out of pocket enough on the day without expecting them to pay out for insurance.
I suppose the only solution is for Lincolnshire Folk to join EFDSS but that would be a big hole out of our funds as well.