Arnold's plan is underwritten, which means that people can be rejected for having pre-existing conditions or if they are sick.

You should look into Kucinich's plan, katlaughing. It covers everyone, and nobody pays any premiums, deductibles, or co-pays. Everyone who is income eligible would pay into the government administered, not for profit system, and all of the expenses related to advertising, CEO salaries, lobbyists, profits, etc would be eliminated. You would still be able to choose your own doctor, and he or she would bill the government administered system for your care.