And before you mention speaker-stands or electrocution, Leadfingers, they're the organisers' problem, not the performers'!

So suppose you trip up on your way on/off-stage, bump into a speaker stand, and the speaker topples off and injures someone. That's the organiser's problem, is it?

If the organiser says they've got their own insurance, it might be their problem. Alternatively the organiser can say "all accidents involving musicians are the musicians' responsibilities" and then you want your own insurance.

Graham.