Diane,
Have spoken to a work colleague who has the package you describe. £20 per month+calls, no BT payment, and digital TV. Sounds good. It would save me £7 to £8 per month and I won't have the hassle of changing to a new provider.The £80-odd pounds I save per annum will pay for half the car road tax!I will get onto Virgin's website straight away and investigate further.Thanks to all who have contributed.

Regards

Andy