If it weren't so cold up north I'd probly move to Canada but I'm contemplating Cuba if it gets better there. My wife pays into the family insurance through work & I pay additionally as a disabled on SS for Medicare. So I pay twice. My medicare is far better that the private but both suck. When private my highest monthly med was $175 my lowest was $30, I take 6 different meds per day my monthly bill was killing me, I did better on Medicare but only by half in general & my monthly bill is still killing me but I'll last a few days longer now. Then both have denied me drug coverage because they claim it's not one they cover, that's it flat NO. So I bought one, it cost me $17 a pill , ONE PILL, so I fill it 4 at a time & only take it when absolutly nessary. I've come across this a few times, where the insurance provider decides what they'll cover no matter what the doctor says or how necessary it might be.
Also in this same line is trying to get appointments. I call for me or my kids, if it's something that I believe needs to be addressed right away I have to fight to get an appointment with the office manager whose's telling me that it doesn't sound very importan & we'll see you in a few days to a week when it's a matter of they need to be seen right away. Where's they're medical training come from, she's an office manager, not even a nurse. I have a hospital down the street from the house, within 400 yds. My son called an ambulance when we were out, pains in his chest, he's 17 at the time. The insurance provider flat out won't pay because it wasn't per-authorized (pre-authorize an emergency???), we keep getting a bill for the $500.00 ride. I keep tossing the bill in the trash & tell in hospital to fuck off, call the provider. Who keeps telling them NO.
If you'd ask me, this counrty's health policy is better for animals than humans. They won't let a dog die, from sickness, accident, hunger or cost but they'll turn a poor person from their door if they can't find a dollar in their pocket or an medical insurance card in their wallet or purse. I'm furious, after yrs of paying into a health system, not only mine but people that have been in my employment, I end up scratching for food because I end up paying for meds that I need to keep me alive. Now if only I could find a way to pay for my kids college education! Don't ask about my dental or eye coverage, I can't see my eye teeth through the fumes.

Barry