An article in Technology Review magazine about a year ago reported that ALL MAJOR CREDIT CARDS used in the US are processed in one or two small villages in India, where the clearing houses have set up computer systems and satellite links.

I think I recall an average pay of about $16/week (or maybe that was for the local "IT manager" that they interviewed). Of course that was some months ago and they might have given some of them a raise by now.

You can't even talk to them about a screw-up on your account.

John