We've beat this horse many times before.

Be more concerned about how the guitar sounds and fits and less about the playability. Playability and set up can be changes to a great degree.
How it sounds acoustically to a much lesser degree.

And last of all the name. I have played Martin's that sounded like an interior door and Harmonys that sounded like heaven.

On a limited budget look for a good used instrument. Looks beyond a decent finish contribute nothing at all to the sound of the guitar.

Don