John, you have to format the photo, then the text will wrap. This is essentially an html function that is appearing on your document page. Right click the photo and select to position it and that usually takes care of it (in most Word products). I don't use Publisher very often, but you can do this same thing in Word, so I'll tell you how to do it over there. One way or the other you'll end up with your stationary.
In Word you have to use the Insert feature from the top of the page, and if there is text, position your cursor at the beginning of the text so the photo is replaced in relation to that text. Usually the text drops below the photo when the photo is first placed. Then you need to right click the photo and choose "format picture." The dialog box by default comes up on mine comes up on the "picture" tab, but if you go to the "Layout" tab, you can choose "tight" and click the horizontal alignment (below) and then fine tune by clicking on the photo and moving it where you want it to actually sit to refine the position. You can also select "in line with text," but I don't usually use that one and I think it is for actually putting the text in the middle of the paragraph, not on one side or the other.
Publisher will work differently than Word, but this might provide the clues you need. Otherwise, you could make stationary in Word (but redo the page setup so the margins don't block what you're trying to do.)