Wow! This is great. Thanks so much to all of you. I was thinking I would print out the whole set of Guam threads by taking them on disk to a print shop. I can certainly do that with your PDF file, Amos. I will PM my email address.

Jacqui, we too do not have many commingled finances. Wakana was an independent woman with her own full life before I met her. When we met she certainly had more money in the bank than I did but she was living on that money and using it to pay for her education. We do have dual ownership on the house and have included our mortgage and all the associated paperwork. I have included that in her package.

An interesting side note. I made sure that our utilities carry both our names but the bills, when we get them, usually have only my name on them. Sigh, that's living in Guam.

I never thought about the health insurance, pension, and life insurance. She is, of course, on mine. I need to include that in the package! Thanks, Jacqui.

By the by, I got the photos, Jacqui. Thanks for that. I went through BillD's online photo album but only found one picture I could use. It is not a posed picture. He took a shot of the crowd at the concert and Wakana and I are sitting there among them.

We do not have much time to get this package together. The letter arrived in the middle of our move to Talofofo and we were unable to get right on it. Now we are scrambling to get it done.

Thanks so much everybody.