Your in a bit of a tight jam ring ... been there myself back in the early 90's .... unfortuanately the value and requirements of real estate is going through a major transition .... hang on as long as you can ... try not auctioning it off and face the possibility that you will probably have to sell it off at a loss .. that's what I eventually had to do, but I survived with (though) a hole in my wallet, but intact in spirit .... bite the bullet, but keep the faith.

biLL