Aren't personal attacks on other members supposed to be disallowed in this place?

Not that anyone should need that kind of rule to stop them going in for such attacks. More especially when they have not even got the excuse that they were the target of a personal attack. A shame. because it messes up discussions that deserve to be treated better, and often completely derails them, or gets threads closed down by the Mudcat's fire marshalls.
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Any time I meet a former colleague I can generally tell whether they are still working or if they have retired by the expression on their faces. If they look shifty and a bit at odds with the world they probably haven't retired yet. If they look relaxed and cheerful they probably have. (And I'm talking about people who are or were doing a reasonably interesting job and on the whole liking it well enough.)

There are exceptions. People for whom the end of their employment feels like the end of their life - the fate which we are constantly told lies in wait for us, during our working years. But thank God, it's not true for most of us - in fact that story is essentially a con that serves to keep us under control.