The problem was and is GREED, and Capitalism brings out humanity's worst characteristics.

The housing boom was based on debt, with a dozen layers of profit to be peeled off it, for the banks and mortgage companies.
Who payed for the profit? The ordinary Janes and Joes, and they worked themselves into the dust till they could pay no more. Now their tax pounds and dollars are being used to bail out the criminals.

How long must we pay for Capitalism?
Is working from dawn till dusk, forfeiting the joy of seeing our children grow such a good idea, when all we earn is ultimately taken from us by "the great money trick"....Ake