The problem with the gains, Paul, si that all that money pumped into the $yStem was "ordinary folks" because ordinary folks never touched a dime of it... No, it was merel billions and billions of newly printed, hot-off-the-press, money that was printed up especially for the banks to play with... Problem is that when you artificially increase the amount of currency you get a downside of devaluing it and when you do that you get inflation so...
...bottom line, the ordinary folks just had their purchasing power cut yet again...