A couple years ago I had suffered a case of identity theft. Someone had my credit-card number and e-mail address and used it to buy jewelry, using PayPal. Despite the fraud, it was a terrific hassle to get Paypal to close the account.

It was impossible to prove, but I began to feel that the theft originated at Paypal. At that point I quit using eBay and Paypal at all. It just wasn't worth it.

I haven't missed them since.