I'd think you have more recourse to protect yourself if you use a credit card with PayPal--the credit card folks (here in the U.S., anyway) have more "protections" built in than bank accounts or debit cards, though I think they've been protecting debit accounts better lately.

Kat, I can't say for sure what I'd been reading when I posted on that other thread. The anti-trust meaning occurs then and now, that PayPal only would mean less competition--but that probably depends on eBay's standing. Is it publicly owned or private, is it regulated, and by whom?

I think that in eBay auctions you're not supposed to say you don't accept credit cards via PayPal (supposedly--I've had auctions shut down for it when I was still using the "free" PayPal--that works until someone offers to buy with a credit card). It's all or nothing with them.

SRS