We're keeping our payments current and cutting back (have been for some time now) on what we buy. I'll be planting a garden along the back fence next Spring, veggies and things, and I'm thinking of some berry bushes as well. (God help the golfer who helps himself!)

We've got enough in T-bills to pay off the mortgage and have some left over and we have some small savings other than that. My wife started collecting Social Security (right....), I've got a very, very small VA pension (tax free!), and I've got to get the papers for the state pensions I'm eligible for filed. At least for now my job has some pretty decent medical benefits, and at least for now those are not taxed.

I've got firearms and ammuntion, not to shoot looters with, but I can hunt for meat if I must. I also have a bow and arrows as well as fishing gear. And like other folks out here I'm putting a few cans of food aside every time I go to the store.

There a two fireplaces in the house and enough wood around that we could get by -- it might not be hickory, ash, or oak but it'll burn.

Lots of folks out here are doing the same things.

And we're all contributing to the Food Bank, Goodwill, St. Vincent de Paul, and Deseret Industries. You never know when YOU might need help.

It helps that I grew up poor....