The Mudcat Café TM
Thread #115359   Message #2473522
Posted By: Folkiedave
23-Oct-08 - 06:19 AM
Thread Name: PickeringFolkFestival Are you owed money
Subject: RE: PickeringFolkFestival Are you owed money
Would credit card payments protect you in this context (within a month of the festival)? I don't know.

If it does apply then it is only for sums over £100.00

Section 75 of the Consumer Credit Act 1974 states that the lender of money for a purchase is jointly responsible with the seller for the purchaser getting the goods or service purchased, or receiving a full refund if they do not receive the goods or service. What this means in practice is that if you paid more than £100.00 by a UK issued personal credit card (but not a debit or charge card), then you can claim ALL the money you paid (irrespective of how you paid it) provided that the maximum contrcat value does not exceed £30,000, back from the card company or lender if you do not get what you bought.

However be prepared for the card company to resist. Well there's a surprise!!