guest5, do bear in mind that not everyone reading this is Irish, and might not have heard of the recent revelations about the financial happenings with FAS! Briefly, the "High Heid Yins", as we say in Scotland, have been running up vast "Expenses" going on "Fact-Finding Missions" (with their spouses) to USA, flying "Business Class", holding meetings during rounds of golf (aye, right), etc etc etc.