I don't think so, T--what collapsed the market was Wall Street bundling massive numbers of shitty loans sold by loansharks. And you may not know how ARMS work,. but the banks oftenw ill anchor the interest rate to a prime lending rate (or only if it goes up) and raise the interest rate on an ARM based on that. And they can and will do so even if the exisitng interest rate is quite profitable for them.

A