PoppaGator,

No, I'm not using a flatpick. I'm doing what I almost always do, which is use my thumb for the bass notes, especially for the 1 and 3 beats in 4/4 time. I then either pick down with my thumb, pick up with my index and/or middle finger, or brush up and/or down with both index and middle fingers for the 2 and 4 beats. Also, I sometimes pick up with my index and/or middle finger on the 2 or 4 beats at the same time I'm picking down with my thumb. I usually do that on measures where I'm not singing.

While the overall effect may sound like flatpicking, the technique is really a version of thumb-lead fingerpicking.

-- Steve