Find out about local mother & toddler groups (or whatever is the equivalent over there), and go visit before baby arrives. Watch & learn.
Ask around - other mums may have cast-off useful clothing or items. No need to buy new - baby won't care.

Then when you have your new arrival(s)you've already got a lifeline and contact with other mums.

My daughter just bought a designer snow suit (orig price 35UKP) for 4UKP at a nearly new sale. In mint condition. The buggy came from ebay (half-price) etc etc. They grow so fast - clothes will only last 3 months so nearly new is just that.

Save the change for the teenage years / college - you'll need it!!

Paws (grandmother of 3, youngest 6 weeks)