Dear Lyle - I'd like to do two things. First, extend my compliments, and thanks, for your very refreshing request. The topic isn't a new one to Mudcatters, but the sense of candor and neighborliness in your request is welcome any time. Secondly, I'd like to encourage you to become an actual member of our virtual community. You can do that by clicking on the word "Membership" in the second line of the header, directly above the blue "Digital Tradition" in the upper right corner. You sound like a genuinely nice person, and we'l love to have you as part of the family.