I too have just been caught by VUE BSL but not for a small amount like everyone esle - mine was for £91.50. Prior to that it was the O2 £30 top up and then 4 tries of 1p! Then they went for a larger one which to me seemed really stupid - Kwikfit.com for £156 but having spoken with them they were able to identify when it took place and what for - stupid lot it was for a service and MOT so reg number of car would be needed and you wouldn't have it on a stolen car would you. My card was my bus debit card and LloydsTSB were excellent and money and charges refunded in 2 days and asked if i'd be happy to attend court if needs be - answer was oh yes! like others mine wasn't PIN authorised and only place i can think of was actually Ryan Air earlier in year.