You may be right John

Remembering now that they lost the last page of application form which had my bank details on. Rejected the the application because it was not paid for. Later found they had debited my bank account. All because one agent started my application, then left home offce and another took it over. God it was a mess.

I think I will go for the stand in line option unless it is a ridiculous cost. As if £600.00 isn't a bit greedy.