Never met 2 banjoists who played the same. I've been playing for almost 50 years and nobody has ever told me what style I play. I basically taught myself years ago and started picking out tunes using my thumb and then adding in a few strums holding down the relevant chord shape. Seems to work for me but I dont try and analyse it. As Captain Birdseye says, play the way you feel comfortable with and dont be afraid to experiment.
Keep on pickin'
pete