Retirement is receding over the horizon faster than I can run.
Pension funds decimated, so I must keep working, partly to support the offspring who can't get work due to the depressed jobs market...

But I work freelance, which means I can usually ignore all the hierarchical stuff. Don't like the boss? Get a new one.

Far better than when I was a 'permanent' employee (in a company which has not existed for many years).