The Mudcat Café TM
Thread #119200 Message #2583193
Posted By: Backwoodsman
07-Mar-09 - 07:24 AM
Thread Name: Public Liability Insurance
Subject: RE: Public Liability Insurance
Every time you perform in public you risk an 'incident' which might give rise to a Liability claim. Anyone who performs in public would be very wise to have PL cover. It's not a case of "I don't have equipment, therefore I'm not at risk" - it's a case of being covered against the unforeseen or even unforeseable.
And the comment above about instrument insurance is correct, that's why I have mine covered under a musician's policy (which includes leaving them in an unattended vehicle - you can't haul three instrument cases into a motorway-services bog when you stop to take a leak!).