I also have to report being a victim of this scam. Whoever they may be obtained enough personal details to reset a password I had set up on my cards secure code system - the form you are asked to sometimes further submit so called security details after making a purchase online which then enabled them to use my card. This is how they were able to then use my card. I reckon these details were somehow passed onto/sold to them by a purchase I had knowingly made online previously (maybe a dodgy website). I am not impressed the password can be reset with so much ease however especially given this is meant to be an added layer of security. Luckily the Bank and I picked it up within hours as I was checking my statement and the charges and the card cancelled. Be wary of entries made by Sports World international as well. All mine were for 100GBP plus.