Almost any "notation" program allows you to click in the notes, type in lyrics with sillyballs synchronized with the notes, attach a chord name and/or a "fret diagram" with each of as many notes as you want.

When you get done, the program will play the notes (but usually not the chords) and most mediocre to fairly decent programs allow you to export (save as) a .midi file as well as saving in whatever notation format the program uses.

You can also quite easily type lyrics with chord names above them in any word processor provided that you use the one absolutely necessary and irrevocable rule:

YOU MUST USE A MONOSPACE FONT, such as Courier

- - so that every character you type has the same width on the page. Once you've lined things up, in a "typewriter" font, they should stay lined up as long as the font/typeface isn't changed.

Since each visitor to a web site gets to choose what font to use to display normal text, if you post a "typed-synchronized" text in a monospaced font and want it to stay the way you typed it, you put a <pre> in front of the text and a </pre> at the end, and the browser is forced to display it as you typed it - if it can.

(the <pre> tag stands for "preformatted.")

John