The point is that far more US citizens work wage jobs with companies that do not have health insurance option. There are more people working those jobs than most middle and upper socioeconomic classes think or want to believe.

And more will be as the higher end jobs melt away in the recession. And Don't be surprised when companies decide that 30/70 split on heath care costs is too expensive and decide to do 50/50 or 60/40.

The US government has to reign in the big hospital corporations and pharmaceutical companies. It's their greed that has caused the insurance to go up.