I don't see it the way you do BillD. I see the insurers keeping a stranglehold on the money pipeline.

To repeat:
"The proliferation of Obama's gaffes and non sequiturs on health care has exceeded the allowable limit. He has failed repeatedly to explain how the government will provide more (health care) for less (money). He has failed to explain why increased demand for medical services without a concomitant increase in supply won't lead to [a reduction in services.] And he has failed to explain why a Medicare-like model is desirable when Medicare itself is going broke."

But it's worse. He has failed to explain why he allowed people to believe a Medicare model was even a substantial part of the proposals, when it wasn't, and failed to explain that increasing employer mandates and increasing insurer mandates funnels far more money to the providers so that costs rocket without ensuring full coverage - just more people ignorantly enslaved to the employer "benefits" industry that separates them from cost and true competition (choice). Worse, he has failed to explain how it can possibly be that "the public option" isn't essential when it was the only backstop for people falling out of their employer coverage, the only substantial mechanism to reduce the irrational cost-shifting, and the only mechanism to spur cost containment and competition by insurers and providers.

Look again at the 8% solution. That was the one ingenious (if risky) idea but it is irrelevant without the public option being available.