Foreclosures continue to rise.
One could say that compared to last year forclosures are only double instead of triple the months before, but that is a sad way to measure improvement.

Foreclosure rates have never been this high since the great depression.

An average of 8 banks a month are still being closed while and propped up by the FDIC

But there is nothing wrong with walking statistics on the sunny side of the street.

We all know the lag of winter's cold after the shortest day of the year is the worst.