Sure, when I am buying, Murray. I expect that and it works well. I have never had them automatically take any fees out otherwise, including seller fees. I've always received an e-bill and paid it myself. At that time, paypal may take the funds out of my bank account because I have given permission to do so. (I know ebay owns paypal, now, but I still like to maintain the illusion that they do separate functions, sorta.:-)