Reasonable out of pocket may help cost control, but what they are proposing is not reasonable. It's just a gift to the insurance companies.

If we have to pay the amount I heard being thrown around about the Baucus bill, the premiums alone will break us. Having out of pocket expenses on top of that will insure that we will not be any more able to afford medical care than we are right now. So on top of not being able to get medical care, we will also be bankrupt from the premiums.