The opposite of Capitalism is not Communism, its Democracy.

When have you ever had any say with what Wall St. or even Goldman Sachs did with your money?

The only say you have is to put what money you have inside your drywall. Put it in a bank and every 7 or 8 years another scheme allows a bank to take some or all your money.
Its a fixed game that makes Los Vegas look like an innocent infant.