Most of the really poor people I know don't have bank accounts. It was part of the laughable "de-regulation of banking." If you overdraw your checking account and you can't get the money together to make a deposit in a certain amount of time, the bank closes the account, comes after you for the negative balance--adding a lot of fees along the way--and then puts you on a list so you can never open another account anywhere else.

               Even if the people on the tapes did everything their accusers are saying they did, I don't see how they broke any laws.

               That having been said, those executives who stole money from the organization should be in jail, along with the ones who promoted voter fraud.