In controlled circumstances (like lessons and rehearsals) I'll lend an instrument, but I have to be there and I have to transport the instrument. Very good and trusted musician friends might borrow an instrument, like when Brian Teheny used my guitar for a festival set, or when a local bass player of note borrows gear. Normally I do not loan instruments as I have more to loose than I'd ever gain. I've seen how things are treated and it scares me.

Perhaps it can be summmed up this way, if someone hasn't taken the care to provide themselves with an instrument, how can I be sure they'll take care of mine?

As of yet I haven't equated this issue with charity. I would like to have some old beaters to loan for students so they don't have to cart more than one to a lesson, or for when their own are in for service...but I'm a musician and that means I can hardly afford my own instruments, never mind others.

Peace, Mooh.