Boy, I really screwed that up. Let's try this one last time:

Life is evolution!
Birth to 1976 - SINK
1977 to 1981 - DINK
1981 to 1993 - DIK
1994 - SICS (CS=Child Support)
1995 - SIKCS (One Kid + Child Support)
1999 - SICSCP (CP=College Payments)
2000 - SIKCP
2003 - SICP
2006 - SINK!!!!
2007 - RINK (RI=Retirement Income)

As though it matters when the goal is to be funny.