My impression is that the AF of M exists mostly to feather its own nest. I was a member in the 70's and 80's and it never benefited me in any way, but of course obliged me to pay my yearly dues. I eventually resigned. I think the union can be useful when you're obtaining work visas to perform abroad, and there are also various venues where you can't play unless you are a union member. I would appreciate some input from more experienced folkies who've been on tour a lot lately. What say?