"93% of oil companies ownded by governments... Perhaps you'd like to tell the good folks what percentage of the US market is controlled by Exxon/Mobil???"

As the US does not have a National Oil Company Bobert I couldn't give a rats about what Exxon Mobil's percentage of the US Market is. But I've just had a look at who owns Exxon Mobil Shares and what do I find? Big evil oil baron types?? Naw just loads of Banks, Insurance Companies, Trusts and Pension funds.

All depends on how you view money Bobert, some use it as a tool like a carpenter uses a saw or a chisel, and they make it work. In making it work they increase the amount of money they have, they more you have the more it can earn. If on the other hand you view it as being the essential thing to provide shelter, food and entertainment all you do is spend it.

Banks should be allowed to decide who they lend to, they can then ensure that they do not get caught the way they did last time. I sympathise with your plight my son and his business partner are finding themselves in the same boat or at least something pretty similar, good luck with your project hope it comes off for you.