The Mudcat Café TM
Thread #123258   Message #2786569
Posted By: GUEST,heric
11-Dec-09 - 09:11 PM
Thread Name: BS: US Health Care Reform
Subject: RE: BS: US Health Care Reform
Have you looked into this one yet, Carol? Currently on the right wing blogs and I haven't thought it through - but the numbers should be easy enough to check. (The guy says if two people each make $30K, they will pay $100 per month each if single, but $500 per month each if they get married.):

Allen Quist, a former Minnesota State legislator and current candidate for Congress, discovered the penalty while looking at numbers from the Committees on Ways and Means, Energy & Commerce, and Education & Labor.

"This extraordinary penalty people will pay, should they marry, extends all the way from a two-person combined income of $58,280 to $86,640, a spread of $28,360," he wrote in a blog post. "A large number of people fall within this spread. As premiums for private insurance escalate, as expected, the marriage penalty will become substantially larger."

The Senate bill includes a similar penalty.

"The Senate bill stipulates that two unmarried people, 52 years of age, with private insurance and a combined income of $60,000, $30,000 each, will pay a combined cost of $2,483 for medical insurance," Quist wrote. "Should they marry, however, they will pay a combined cost of $11,666 for insurance — a penalty of $9,183 for getting married."

The numbers are based on the government's definition of "poverty level." Those above poverty level will pay higher premiums, and the excess would be redistributed to those in lower income levels.

Quist explains that the government's definitions will play a critical role in whether people will choose to get married.

"'Household' is defined in both bills as including those who can be claimed as dependents for federal income tax purposes, thereby clarifying that adults can avoid the marriage penalty by living together unmarried," he wrote. "The new system provides a huge incentive for doing so."